Karunakaran N, and Vaishnavi V, trans. “Rural Credit to Farmers in Kasaragod District and Its Effectiveness”. PEARL Multidisciplinary Journal 6, no. 2 (August 15, 2020): 92–100. Accessed April 16, 2026. https://journal.spcputtur.ac.in/index.php/pearl/article/view/136.